When you’re younger and healthier, insurance companies offer you lower premium rates. The cost? Often just the price of a couple of nice meals in a month. As you age (and as health risks rise), premiums get significantly more expensive.

If you buy medical insurance when you’re young, it covers you for life — including illnesses that could come up later.  If you wait too long, insurers may reject your application or charge a much higher rate for pre-existing conditions.

Most corporate health plans are basic and only last while you’re employed with that company. What if you change jobs or take a break? Having your own personal health insurance ensures you're covered no matter what.

If you’re a student, working professional, or traveler heading abroad, you must have an Overseas Medical Policy. It covers emergency medical treatment, travel disruptions, accidents, and more — without draining your finances in a foreign country

If you’re a student, working professional, or traveler heading abroad, you must have an Overseas Medical Policy. It covers emergency medical treatment, travel disruptions, accidents, and more — without draining your finances in a foreign country.

Starting a term life policy when you’re young means locking in low premiums for a large sum assured. Plus, it offers peace of mind for your family if anything unexpected happens.

Certain types of life insurance policies allow you to take loans against your policy in case of emergencies later

For shoots in remote or foreign locations — travel delays, cargo loss, and accidents.